Is the MLM business opportunity better off worked at home or what?

MLM is a legitimate and potentially lucrative way to work from home for your own MLM business opportunity.

By directly selling products while creating your own upline downline, you can work your MLM business opportunity part-time, from home, and at in your own hours. Even with all the potential for making money, you should decide, though if an MLM is for you.

Many people are blinded by all the benefits of an MLM when determining if this type of business is right for them. You do not need to have a college degree or any experience to get into the industry.

The products are already manufactured and are usually shipped by the company directly to your customers. Plus, you choose your hours and your work location. In fact, many MLM business opportunities are taken by people who work from the comfort of their own home.

Other benefits of an MLM business opportunity that is worked from home is that you have leverage; you continue earning commissions on a single effort. You do not need to come up with your own business or marketing plan, because the company does it for you. Also, recruiting and training systems are provided for you by the company.

Despite the numerous benefits, MLM businesses do come with some downfalls.

For instance, you usually start of marketing to family and friends. This is especially so if you are just starting your work from home MLM business. This can create some friction and alienation, especially among people who are more acquaintances than close friends and family.

The work is selling, so you need to have a pretty strong backbone, as many people will tell you, “no” instead of the much-coveted “yes”. Therefore, it takes a lot of effort and motivation.

In order to make the most potential income, you need to continuously recruit new representatives. Plus, if you are working from home, your MLM business opportunity require that you purchase a certain amount of product each month or quarter, adding in a financial commitment.

Working at home works for some people. But other people find that it takes a great deal of discipline and motivation to get the job done without being easily distracted. Before you decide to take up the MLM business opportunity and work at home, make sure that you get all the information that you need to make an informed decision.

So weighing out the good and bad, is MLM for you?

Well, if you are a self-starter with a lot of energy and motivation then it is a good start. If you have leadership skills and can set goals and meet them, then MLM might be for you, too.

MLM people have great people skills and are self-starters. They have strong powers of persuasion and can influence people easily.They also have an ability to guide and encourage others to work the program.

An MLM business opportunity is an ideal trade to run on the Internet and work from your home. If you have the personality to run this type of business, then it could be the perfect opportunity for you.

Just make sure you watch out for MLM scams and do your research before joining. Then take advantage of the MLM opportunities that await you. Try working at home and see how well it suits you.

Why Is Invoice Factoring Financing Better Than A Business Loan

Are you looking for a business loan? Many business owners who need financing start their financing search by looking for a business loan or a business line of credit. Although business loans and lines of credit are well known products, they are very hard to get. And in reality, few business owners actually manage to get them.

In certain instances, invoice factoring may be a better and easier to obtain alternative. There are three conditions that can determine whether factoring is a better alternative than a business loan:

1. Are your clients’ slow payments hurting you? Do they take up to 60 days to pay?
2. Are you turning away bigger sales because you lack working capital?
3. With the right financing, does your business have significant growth potential?

If you answered yes to these questions, then chances are that factoring your invoices will be better for you than more traditional business financing products. Invoice factoring provides you with financing based on your invoices, eliminating slow payment cycles and providing you with money to pay rent, meet payroll and expand your business.

Since factoring is tied to your sales potential, it does not have the arbitrary use limits that business loans have. The more your business grows, the more financing you qualify for. Period. This makes it an ideal product for businesses that have significant growth potential.

Factoring (or receivable factoring as it is also known) is easy to use. Once you have invoiced your customers you send a copy of the invoice to the factoring company. The factoring company, in turn, advances you up to 90% of your invoice and waits to be paid by your client. Once your client pays the invoice, the transaction is settled.

In effect, by financing your invoices you eliminate the slow payment problem. You accelerate your cash flow, enabling you to pay your obligations, take new opportunities and grow your company.

In terms of cost, factoring is a very competitive product. Factoring fees range from 1.5% to 3% per month, making it an affordable product. If you own a business that is growing and you need financing, be sure to consider invoice factoring.

Hey Contractors, You’d Better Pick The Right Market For Your Business

I hear two complaints CONSTANTLY from contractors.

1. I can’t find enough good work.

2. I can’t find enough good workers.

What most contractors fail to realize is that the two problems are closely related. The first causes the second. And both are a function of the market you operate in.

Finding an adequate supply of good workers can always be solved with money. If you can afford to pay the wages workers want and give them the hours they need, they will flock to your company.

A lack of high margins is what complicates staffing.

The market you sell to greatly affects your ability to make money and your ability to hire good workers.

You need to choose your market wisely, very wisely.

Before permanently committing your destiny to a market (including the one you are currently focused on) you must research the following issues.

1. Can you track down enough prospects?

2. Can you market to the prospects cost effectively?

3. Do clients value anything beyond lowest price?

4. Does the work require expensive equipment?

5. Can you find enough sufficiently skilled people to do the work at the wages you can pay?

6. Is competition weak?

7. Are margins high?

8. Do you have the cash reserves to survive the market’s pay cycle?

The greater your number of "no’s", the more you will struggle. Here are the facts of business life:

Fact #1: You may be the best at what you do but no one is going to pay you for it if they don’t value it.

Fact #2: Heavy competition leads to price competition.

Fact #3: If you can’t market your business cost-effectively, you’ll waste all of your income chasing leads.

Fact #4: If you can’t hire workers, you can’t grow a business.

Business boils down to solving problems of value more efficiently than your competition. Choosing the right market essentially means picking one from which you can generate good leads; for which you afford to hire the right workers; and for which you can afford to buy the right equipment.

Choosing the right market is essential to realizing your financial goals. You cannot overcome a bad market.

Bad markets translate into low profit margins.

Low profit margins mean that you can’t afford to pay above market wages. So you will struggle to find reliable, hard working, skilled workers.

Low profit margins mean that you can’t afford to take a bath on ANY job. So you sit tight on your foreman, which makes him sit tight on his crews.

That drives good workers away.

When you compare your market to your capabilities, you may discover that the current fit isn’t good. Don't fret, you may have several attractive options.

You may find that your current capabilities and services fit a different client than you have traditionally pursued. I see this often. A contractor builds a company perfectly suited for commercial work yet is chasing residential work.

You may find that you need to narrow your focus to a specific size and type of project and become the best, most efficient in that niche. Don’t try to be a "full service" shop for every possible client. That’s recipe for certain failure.

If you find yourself in need of a new market, prepare for a tough transition.

You may need to overhaul your marketing system, your selling approach, and possibly your equipment fleet. You may need to let go of some workers and find new ones. Your job costing data may be rendered completely useless.

Your decision will be governed by many factors, not the least of which is the strength of your relationship with your present clients and your company’s reputation on the street. If your relationships are strong, you should be able to raise your prices sufficiently to recruit and retain skilled workers. If not, you need to throw those relationships overboard and start anew.

If your street reputation is strongly identified for a given market, rebuild your company around that market or shut it down and open up under a new name. Changing your brand image is almost impossible. Either work within it or flush it.

Nine times out of ten, a haphazard approach to market selection seals the contractor's fate: failure. Great advertising campaigns, superior operations management, and a tight money control will not overcome a poorly selected market.

Did you fail to research the eight basic strategic marketing questions? No time like the present to run through them. It's the first step to building a really successful business.

Do Definitions Tell You How To Create A Better Business?

When talking to people about what they think is involved in marketing, CRM, ecommerce, direct marketing, web development, web design and graphic design it is quite clear that most people have a confused and jumbled view about what they all are, what they cover, which is most important and which is easiest to understand.

It is nearly always the case that someone understands what is meant by graphic design – not a surprise, perhaps, as it has been around the longest and has it’s roots in “old technology”. Not only that research has shown that only 7 to 11% of all communication is verbal, the rest being non-verbal as messages can be communicated through “graphical” factors such as gesture; body language or posture; facial expression and eye gaze, clothing, hairstyles, architecture, symbols and graphics. So definitely not a surprise – we are very visual.

It is nearly always the case that people also believe they understand what is meant by web design – though many people blur it with web development. Again, probably not surprising, but, actually, probably not helpful either. Why not? Because if you don’t have a real ‘definition’ for something (definition = clarity and differentiation from other concepts) then you don’t know what you are buying. And, guess what, if you don’t know what you are buying you can be “ripped off”.

So we thought we would be boringly helpful and using Wikipedia and a range of other sources definitions (only so we are not accused of slanting the evidence) try to explain what marketing, CRM, ecommerce, direct marketing, web development, web design and graphic design really are.

We also thought we’d arrange them in what we regard as their order of importance to the success of your business – which is pretty much in reverse order to most people’s understanding of what they are and see if anyone can be bothered to read what could be “possibly the most boring and convoluted article ever” and challenge these views.

1. MARKETING: The most widely accepted definition of marketing on a global scale comes from the Chartered Institute of Marketing (CIM) in the UK which is the largest marketing body in the world in terms of membership. The definition claims marketing to be the "management process of anticipating, identifying and satisfying customer requirements profitably". Thus, operative marketing involves the processes of market research, new product development, product life cycle management, pricing, channel management as well as promotion……… It is one of the company's management tools to ensure that products and services are developed according to market requirements, and that they are profitable.

2. CUSTOMER RELATIONSHIP MANAGEMENT (CRM) includes the methodologies, technology and capabilities that help an enterprise manage customer relationships. The general purpose of CRM is to enable organizations to better manage their customers through the introduction of reliable systems, processes and procedures. Customer Relationship Management is a corporate level strategy which focuses on creating and maintaining lasting relationships with its customers. Although there are several commercial CRM software packages on the market which support CRM strategy, it is not a technology itself, rather, an holistic change in an organization's philosophy which places emphasis on the customer………. A successful CRM strategy cannot be implemented by simply installing and integrating a software package and will not happen over night. Changes must occur at all levels including policies and processes, front of house customer service, employee training, marketing, systems and information management; all aspects of the business must be reshaped to be customer driven.

3. ELECTRONIC COMMERCE, EC, e-commerce or ecommerce consists primarily of the distributing, buying, selling, marketing, and servicing of products or services over electronic systems such as the Internet and other computer networks.......... It can involve electronic funds transfer, supply chain management, e-marketing, online marketing, online transaction processing, electronic data interchange, automated inventory management systems, and automated data-collection systems. It typically uses electronic communications technology such as the Internet, extranets, e-mail, ebooks, databases, and mobile phones………. Internet marketing is a component of electronic commerce. Internet marketing can include information management, public relations, customer service, and sales.

4. DIRECT MARKETING is a discipline within marketing that involves the planned recording, analysis and tracking of individual customers' (business-to-business or consumer) responses and transactions for the purpose of developing and prolonging mutually profitable customer relationships………. DM uses non-addressable media as well as addressable ones. The important thing is that it seeks a response and it is this which the recipient, usually a marketer, bases their future actions, or contact strategy, on. In fact all DM is done through media, it's just that many, e.g. email, telemarketing, SMS, are "addressable". It usually is not taken to include face-to-face contact. Direct marketing is attractive to many marketers, because in many cases its effectiveness can be measured directly.

5. WEB DEVELOPMENT incorporates all areas of creating a web site for the World Wide Web. This includes web design (graphic design, XHTML, CSS, usability and semantics), programming, server administration, content management, marketing, testing and deployment. The term also refers to the "back end", that is, programming and server administration. There is usually more than one member that works on a given development team, each specialising in his or her own field. A web developer typically has more database, cgi, and engineering experience and develops the interface between the front and back end, undertaking programming tasks for a web site. This can include e-commerce applications or implementing a site search tool, for example.

6. WEB DESIGN is the design of web pages, websites and web applications using HTML, CSS and images. A web designer designs web pages. Usually a designer will produce a mock-up of a page in a graphics application (for example, Adobe Photoshop). Once you have approved the design, a designer can produce an HTML template, CSS files and all of the images needed to produce the web site.

7. GRAPHIC DESIGN is the applied art of arranging image and text to communicate a message. You can apply it in any media, such as print, digital media, motion pictures, animation, product decoration, packaging, and signs.

Do Not Let Your Anxieties Get The Better Of You In The Business World

When doing business, do not let your anxieties get the best of you in the business world. It is important to know how to handle your anxieties and stresses. As a result, here is a list of techniques and suggestions on what to do in managing your business related stresses and anxieties.

When facing a current or upcoming task that overwhelms you with a lot of anxiety, the first thing you can do is to divide the task into a series of smaller steps. Completing these smaller tasks one at a time will make the stress more manageable and increases your chances of success.

Sometimes we get stressed out when everything happens all at once. When this happens, a person should take a deep breathe and try to find something to do for a few minutes to get their mind off of the problem. A person could get some fresh air, listen to some music, or do an activity that will give them a fresh perspective on things.

Sometimes we encounter a scary situation that gets us all upset. When encountering these events, always remember to get all of the facts of the given situation. Gathering the facts can prevent us from relying on exaggerated and fearful assumptions. By focusing on the facts, a person can rely on what is reality and what is not.

A technique that is very helpful is to have a small notebook of positive statements that make us feel good. Whenever you come across an affirmation that makes you feel good, write it down in a small notebook that you can carry around with you in your pocket. Whenever you feel depressed, open up your small notebook and read those statements.

Sometimes, it helps to be able to talk to someone about our stressful situations. Talking to a trusted friend, counselor, or clergyman can not only make us feel better, but they might be able to give you additional advice and insights on how to deal with your current problem.

Although I am a layman and not a professional I have interviewed many psychologists and clergyman and I have over fifteen years of experience in dealing with fear. Dealing with our persistent fears is not easy, however there are many helpful resources available to us if you look hard enough.

Find A Better Way With The Berry Tree Business Opportunity!

Discover how members are paying off all of their credit card debt... taking vacations... sending their children to any college they chose... building a retirement nest egg...

quitting their jobs... and most of all, having the free time and money to enjoy life!

Everyone is searching for a better way. A better way to live and a better way to earn a living. Most of us are tired of working long hours, and never seeming to get ahead. Most of us

are living from paycheck to paycheck while struggling to pay the bills.

What if you knew of a way to earn a percentage of thousands of people? There is a program out there that guarantees just that!

Making money from home has little to do with experience, financial status or background and has everything to do with having the right system!

You may be reading this article, because like me you have a desire to spend more time with your family, make more money and just enjoy more of what life has to offer.

If you have tried to make money online before, then I guarantee that you have never seen anything like what I am about to show you.

I am going to show you how simple and easy it actually can be to earn a living from home using your computer.

So what exactly is this program that I am talking about?

The Berry Tree is a new division being offered by Nutronix International, an established, 7-year debt free company. It was created to fill a need in the marketplace. Many people are looking for a program they don't have to personally work at.

This is virtually a 100% automated program. Part of every membership is used for guaranteed advertising to bring in new members and customers. The more members we have the more advertising dollars we have. This ensures continual growth.

The Berry Tree is a patent pending plan that will revolutionize the network marketing industry. Specifically to you it will provide an additional revenue stream for doing exactly what you are already doing, without additional work on your part. You will be able to double, triple even quadruple your earnings simply by having an active BerryTree account.

Since The Berry Tree will grow very similarly to a matrix, the higher positions are the most valuable.

So what is the product offered by The Berry Tree?

It's O2 Choral Calcium, and much, much more...

The Facts:

"More than 1 in 5 Americans unknowingly drink tap water polluted with feces, radiation or other contaminants Nearly 1,000 deaths each year and at least 400,000 cases of waterborne illness may be attributed to contaminated water" - The New York Times - June 2, 1995

Mineralize: You can clean your water with O2 (The New Berry Flavor Makes It Great Tasting, Even For Kids!). Every Sachet of O2 contains calcium, magnesium, and over 70 trace minerals. These essential minerals (electrolytes) become ionic in water allowing them to be absorbed quickly and easily by your body.

O2 is delivered in a pure ionic form, which means it is immediately bioavailable to the body. O2 may also help your body to:

* Combat arthritis and heart disease

* Cleanse the kidneys, intestines, and liver

* Protect your body from free radical cell damage

* Increase muscle and joint mobility

* Increase your oxygen levels

* Control digestive problems

* Regulate blood sugar

* Manage blood pressure

* Neutralize harmful acids that lead to illness

* Help in fighting the battle against cancer and other diseases

* Assimilate vitamins and minerals from the foods you eat and the supplements you take Revitalize:

Alkalinity = good health. O2 transforms your water into a powerful alkaline beverage, which fights against the physical stress caused by today's fast-paced lifestyles.It takes 32 glasses of alkaline water to neutralize the acid from one 12 oz. soda. Each time you drink acidic soda, coffee, tea, and energy drinks your body uses its own buffers (from bone and dna) to raise the body's alkalinity to maintain your healthy blood pH level of 7.35-7.45.

Transform your water! Make O2 your daily source for hydration and refreshment! It's as easy as 1-2-3!

Step 1: Drop a O2 sachet ("teabag") in 18-24 ounces of purified or bottled water.

Step 2: Shake for 10-15 seconds

Step 3: Allow 5 minutes for O2 to transform your water before drinking

So how do you make money with The Berry Tree?

With their Patent-Pending Payment Plan!

There are Six ways to earn with The Berry Tree

1. The Tree – Filled by enroll date

2. Multiple Profit Centers - Automatically allows you to double or triple your check!

3. Fast Start* - Earn $27.00 on personal referrals

4. Leadership Bonuses* – Allows you to earn on every member in the company

5. Customer Orders* - Earn 30% on Customers

6. Passive Income Bonus* – Even more ways to earn

When you enroll, you get your own Tree. A portion of your membership each month goes to advertising to enroll new members. Your Tree Automatically Builds under you.

This is NOT a traditional business, which requires you to make a large investment in the program or product inventory! In many traditional business structures, the people at the top make most of the money. With The Berry Tree; even if you're not at the top, you can earn a share of the sales of the whole company!

Other programs usually require you to enroll friends and family to succeed, or set up and manage the marketing of your own business. The Berry Tree is different! Our integrated marketing system uses the same avenues that large corporations use to sell their products and services to build your business for you.

For just pennies a day you can participate in a unique and powerful system that shares growth among members and guarantees that most members will start seeing payments within their first couple of months in the business.

No matter what your experience, or background this business may just be what you are looking for. It will work for anyone and everyone.

Better Business Option For Website

Today’s trends have shown that more of the sales that results from search engines originated organic search listings. Organic search engine optimization is maximizing the visibility of a website by ornamental listings appear more prominently in organic search results. It’s a process by which internet users find website without paying to search engines. While a pay-per –click campaign may produce results more quickly than an organic search engine optimization campaign, organic search engine optimization campaigns give you the results that last. SEO India always results tend to be seen as non-biased, and they there for are able to provide visitors that are more valuable. An organic search results tend to be seen as non- biased, and they therefore are able to provide visitors that are more valuable. An organic search results is end product of search engine optimization techniques applied to a website. There are a host of factors to bring your websites on top for your keywords. Organic SEO India demands deep competitive analysis, keywords research, links relevancy, titles, Meta tags, content, and the list of endless. SEO India keeps updating their algorithms, so there is a need to keep the pace too. Once the website starts to get visitors, the number of hits starts to rise. And search engines believe that if a site has more traffic, it must be relevant and valuable. This SEO India always improves different techniques to develop website. As every body know that a better ranking offers better business.

In the end we come at the conclusion that SEO India always trying to provide upper growth for website. Its very simple process, when we are preparing for dish first we need to search. This same thing used by SEO India before offering any website a better position.

9 Tips For Writing Better Business Letters

Copyright © Shaun R. Fawcett

It’s quite amazing how often business people fail to follow basic guidelines when it comes to writing their business correspondence. That might explain why so many people come to my writing help Web sites looking for help with their business letter writing. Just as businesses need to be focused and efficient to thrive and succeed, so too does the primary tool of most businesses — the business letter.

Following are a number of tips and guidelines that I have compiled while reading and writing many hundreds of business letters over the past 25+ years.

1. Limit Them To One Page
By definition, business letters should be short and to the point, preferably one page in length. Studies have found that busy business people do not like to read beyond the first page, and will actually delay reading longer letters. So, if you don’t want your letter to gather dust in an in-basket, keep it as short as possible.

2. Be Reader-Friendly
Always try to focus on the needs of the reader and make an effort to see things from their perspective. Put yourself in their position and imagine what it would be like for you to be receiving your letter. Anyone can do this, since we are all “customers” of some other business in some part of our lives.

3. Keep The Tone Formal And Factual
Generally speaking, the tone and content of business letters should be formal and factual. Feelings and emotions do not have a place in business letters. So, avoid phrases like “we feel” and use “we believe” or “we think” instead. A cordial, friendly approach is fine. Just keep it businesslike, but avoid overly formal terms like “heretofor”, “as per”, “herewith”, etc.

4. Carefully Plan Your Letter
Before writing the letter, take a few minutes to list all of the specific points you need to cover. Sometimes it may even mean a phone call to the recipient or his/her company to confirm a specific point. Remember, the purpose of the letter is to tie up all of the details on the subject at hand, so that more letters won’t have to be written back and forth.

5. Make It Clear, Concise And Logical
Use a clear and direct writing style that uses simple words and straightforward phrases. Make sure that your flow follows a logical progression, first identifying the main subject, elaborating on it, and then drawing the logical conclusion.

6. Accuracy And Timeliness Are Key
By their very nature, business letters need to be accurate and timely. They almost always have financial implications and related impacts on other businesses and/or people. Double-check all of the facts stated in the letter, and make sure that any future dates specified give others enough time to realistically complete what is expected of them.

7. Relegate Technical Details To Attachments
Often it is necessary to include detailed technical information as part of a business letter package. In such cases, use the main letter as a cover letter that lists and briefly explains and references the attached (or enclosed) documents.

8. Use Non-Discriminatory Language
Make sure that you avoid language that is specific to gender, race, or religion in all business letters, either to other businesses, or to customers. For example, use “workforce” instead of “manpower”, or “chairperson” rather than “chairman”. Most style guides contain detailed lists of the offensive terms and some suggested substitutes.

9. Eliminate Redundant Words And Phrases
There are certain words and phrases that one often sees in business correspondence that tend to make the language more complicated and cumbersome than necessary. For example, instead of the phrase “in spite of the fact that” use “although”, or instead of “in the normal course of events” use “normally”. There are many such redundant phrases, so review your letter and eliminate them.

If you are running any type of business in which business letters are important communication tools, you would do well to take careful heed of the above tips and advice. Remember, the business correspondence that you issue is a direct reflection of the overall products and/or services offered by your business. Poorly-written, amateurish, and/or shoddy business letters will surely result in lost sales.

Better Business Bureau

I have a rule. If I’m getting ready to do business with a company that I am not quite familiar with, I do my homework. Sure, some companies have just been around forever and I can say without a doubt that they have quite a reputation. But, for any company I happen to not recognize or may happen to stumble upon on the internet, I make sure that I do some research first. I take advantage of the Better Business Bureau quite a bit. In my line of business, I frequently am solicited by online businesses that want to attract my attention. I am always happy to get new vendors and suppliers but I have no interest in losing my money or getting scammed. Unfortunately, that happens entirely too often nowadays. So, a quick check with the Better Business Bureau to see if they have a report on them and my decisions are often made much easier.

Perhaps it isn’t fair, but I very rarely decide to engage in business transactions with a company that has not taken the time to register with the Better Business Bureau. Any legitimate business that wants to maintain excellent customer service and a good reputation should invest in becoming a member of the Better Business Bureau. Displaying that membership logo on your website or in your place of business lets your customers know that your business is viable and important to you. It shows that you care enough about your business to be willing to comply with ethical business standards.

I have also filed a few complaints to the Better Business Bureau in my years as well. Not all of the complaints that I’ve filed have been businesses that have interacted with my own business. I’ve filed complaints against a travel agency who ended up doing so much damage to an expensive vacation that my entire vacation was a nightmare. They refused to admit that they’d made a mistake and offered no refund. Through the Better Business Bureau, I received half of my money back and an apology. Without the Better Business Bureau stepping in and acting on my behalf, I would have been out quite a bit of my money.

The Better Business Bureau is a great place to turn when you have tried to reason with a company and haven’t had any success. Once you feel that you simply cannot make a difference, I would highly recommend turning to the Better Business Bureau. It still might not result in anything positive for you, but at least you can say that you tried. Often times, when a business knows that they’ve been reported or will be reported, their tone may change. They may suddenly want to somehow appease the situation. Getting a little bit of assistance in resolving disputes that have escalated can make all the difference in the world.