The Platinum Business From American Express For Business Purpose

The American Express has credit cards that offer financial services and great travel rewards and other beneficial services.

The Platinum Business from American Express is perfect for the business owner. The card has a 0% introductory annual percentage rate (APR) on the balance transfers and purchases. This helps in holding a balance for a couple of months without incurring additional debts.

Benefits Of The Card

The credit card is good for you if you plan to carry a revolving balance and wish to manage all your business expenditure on only one credit card. If you qualify, you will gain a low interest rate (at the end of the introductory phase) and you will also be allowed a low-cost option for the over time payment of your business expenses.

The Membership Reward Options’ Program

As a cardholder, you will get access to the Membership Reward Options’ Program without having to pay any annual fee. The program permits you to redeem points for enjoying the different services and benefits. It also comes without any yearly limit and there is no expiry-limit applicable. This makes the program flexible. The program also offers security features, travel accident insurance and exclusive discounts (available at select stores and service centers including AT&T, FedEx, Hertz, 1-800-FLOWERS.COM. and some similar stores).

Other Benefits

If you want to be blessed with a low APR and want to benefit from a good rebate deal, then make use of the Platinum Business Cash Rebate Card of the OPEN small business program. The OPEN network also offers you online account management tools for the supervision of your account. Moreover, with direct access to credit professionals, you will get ready help in making smart business decisions.

You get excellent introductory phase (for six months) offers of 0% on purchases and 7.99% on balance transfers as part of the card benefits. Nonetheless, the Unique Selling Proposition (USP) of the Platinum Business from American Express is its cash back reward.

As such purchases with the card, assures you 2.5% cash back. Purchases made within the OPEN small business network, however, have a maximum rebate of 5%. When you are done with spending $15000 on the card, the percentage rates will reduce to 1% in cases of general purchases, whereas for purchases made within the OPEN network, the percentage rates will decrease to 2%.

More Perks

The Platinum Business from American Express provides the cardholder many Internet account related services, extended warranty for purchases, lost luggage insurance, auto rental insurance, purchase protection, purchase protection, emergency card replacement, a maximum of $100000 travel accident insurance and many other services and benefits.

Details Of The Chase Platinum Business Card Application

Getting a Chase Platinum Business Card is something to consider. There are several benefits offered to those that qualify for this credit card including the ability to take advantage of 12 billing cycles of 0% interest rate. Those that are looking for a solid credit card for their business or business expense account should consider what the Chase Platinum Business Card can do for those needs. With so many options out there costing so much more, this is the card to have in your wallet.

The Details

The Chase Platinum Business Card provides for several benefits to those that are looking for a good account for business related costs. This credit card is designed for those that have a very good credit rating. It is designed to provide twelve months of 0% interest through the introductory rate. After that period, the interest rate is still low at 11.99% variable. For cash advances, you will find 23.99% acceptable as well.

This credit card offered by Chase does use the two cycles average daily balance method for calculating interest. If you carry large balances from month to month on this credit card, you may find this to be less than the ideal choice for your needs. Yet, you get all of the benefits of a good credit card to go along with it. There is no annual fee. Your maximum credit limit can be as high as $35,000 depending on your specific needs. You can also benefit from balance transfers.

In addition to these things, the Chase Platinum Business Card provides for ideal benefits including savings up to 20% of business related merchandise, emergency cash replacement, lost and stolen card protection, one million dollars in travel accident insurance and auto rental insurance. You get quarterly financial statements and purchase protection as well.

The Chase Platinum Business Card provides for all the necessary benefits that a business line of credit should have. You will find it to be one of the best in low rates and the longest introductory periods. It is sure to become a staple in your wallet.