Rent one of our rental apartments in 2012 and receive 25% discount on our brokerage free!
Rent one of our rental apartments in 2012 and receive 25% discount on our brokerage fee!
We look forward to helping you find a great apartment to rent and if needed can arrange viewings outside office hours.
Perfect Housing is a full-service rental agency offering a large, screened portfolio of rental properties. We offer:
A licensed and professional agency
We have offices in Amsterdam, Rotterdam and Den Haag (The Hague), our portfolio also includes apartments in other cities across the Netherlands, such as Amstelveen and Leiden.
For assistance finding a property, please register here or call us in Amsterdam, The Hague or Rotterdam.
On contacting us we'll register your details and a dedicated rental consultant from our international team will assist you. We'll make every effort to only show apartments closely matching your preferences.
We ensure that owners are bona fide and that you'll always receive a balanced rental agreement. Your rental consultant will assist with negotiating an agreement, drawing up contracts and connecting utilities.
To provide ongoing service, we also have an internal Service Desk that can answer any subsequent questions or solve problems.
Top 10 Investment Banks
Top 10 Investment Banks
Investment banks refer to the banking institutions which offer specialized services related to investment banking. Investment banks provide a wide variety of services related to investment management, buying and selling, research, risk diversification, and portfolio management.
List of Top Investment Banks worldwide:
Investment Bank Revenue (in $B) Net Earnings (in $B) AUM (in $B)
Goldman Sachs 45.2 13.4 871
JP Morgan Chase 100.4 11.8 1219
Morgan Stanley 24.74 1.7 779
Citigroup 80.3 (1.6) 556
Bank of America 121 6.3 523
Barclays 31.8 10.3 1379
Lazard 1.53 (0.18) 98
Credit Suisse 31.05 7.9 384
Deutche Bank 25.3 4.96 181
UBS 24 (1.9) 159
Source: Balance Sheet of respective banks (2009)
Goldman Sachs: It was founded in 1869 & is global investment banking and securities firm which engages in investment banking, securities services, investment management and other financial services primarily with institutional clients.
JP Morgan Chase: It is one of the oldest financial services firms in the world & has operations in 60 countries with assets of $2 trillion, the largest market capitalization & reports US$779 billion as assets under its management.
Morgan Stanley: It is a global financial services provider & serving a diversified group of corporations, governments, financial institutions, and individuals with US$779 billion as assets under its management.
Citigroup: It is a major American financial services company based in New York, NY. & has the world's largest financial services network, spanning 140 countries with approximately 16,000 offices worldwide.
Bank of America (Bank of America Merrill Lynch): It is a financial services company, the largest bank holding company in the United States, by assets, and the second largest bank by market capitalization.
Barclays Capital: It is the 25th largest company in the world by Forbes Global 2000 (2008 list) and the fourth largest financial services provider in the world by Tier 1 capital ($32.5 billion). It is also the largest financial services provider globally with $3.7 trillion of assets.
Lazard: It is a preeminent international financial advisory and asset management firm & is one of the world's largest investment banks having a cumulative value in excess of $1 trillion & more than 250 restructurings totaling over $350 billion in debtor assets.
Credit Suisse: It was founded by Alfred Escher in 1856 & is organized into three divisions, Investment Banking, Private Banking, and Asset Management.
Deutsche Bank: It is an international universal offering financial products and services like sales, trading, and origination of debt and equity; mergers and acquisitions (M&A); risk management products, corporate finance, wealth management, retail banking, fund management, and transaction banking.
Main Street shunning markets
Main Street shunning markets
With the Dow Jones Industrial Average moving past 13,000 toward pre-financial-crisis highs, the conventional wisdom is that the stock markets expect a robust economy soon — just what President Obama needs to guarantee his re-election this fall.
Not so fast.
Yes, the economy may be improving after its anemic growth in 2011, which is better than a double-dip recession for a president seeking a second term. Stock prices — traditionally a good indicator of future growth — have been rising.
But much stock market “strength” appears to have less to do with a firm investor consensus that the economy is about to take off and more to do with technicalities.
AP
Divide: Professional investors think the market is looking up, but the little guys are staying out.
For starters, returns on bonds are rock bottom, thanks to the Federal Reserve’s policy of keeping interest rates near zero. That forces many professional traders to bid up stocks.
Plus, while the pros these days cruise in and out of the markets at lightning speed and with no purpose other than to make a quick buck, the average investors who’ve traditionally used the markets to save and invest for retirement seem to have come to a far different conclusion about the markets’ prospects.
Main Street is ignoring the market’s rapid rise, no matter how much money the pros are making. Rather than investing in the much-hyped Obama recovery, small investors are giving it a big, fat thumbs down.
Of course, there’s a host of reasons why different investors take different approaches and no single perfect indicator of small-investor sentiment. But we can look at how much money is flowing into or out of mutual funds that invest in stocks of US companies.
Mutual funds have always appealed to the masses; they’re Main Street’s way of playing the market and saving for retirement. You’re basically giving your money to a professional to invest in sectors with stable long-term returns or in (say) a basket of the biggest companies in Corporate America, like the Standard & Poor’s 500.
What’s happening with stock mutual funds says Main Street thinks that the economy stinks and that it ain’t getting better.
The exodus from mutual funds that invest in US stocks began in 2006 and 2007, as the financial crisis began to emerge; investors yanked $65 billion from stock funds in 2007 and $148 billion in 2008.
During Obama’s first year in office — amid his promises of low unemployment from a huge stimulus package, and with the Fed printing money — the outflow slowed greatly. Main Street investors apparently bought the hype as they pulled just $28.1 billion from US stock funds in 2009.
But as the president failed to deliver on his economic promises, including his recovery summer of 2010, investors started giving up again. In 2010, they pulled $95 billion out of domestic stock funds, and 2011, even as the economy began a feeble recovery, they yanked even more — $135 billion.
The lack of confidence continues now. The Investment Company Institute estimates that during the first three months of this year more than $16 billion has been yanked from stock mutual funds that invest in US companies.
Veteran New York Stock Exchange floor trader Doreen Mogavero attributes this to Main Street’s “fear factor” about the economy and its doubts about Obama’s ability to produce much better results anytime soon.
“I think most people are taking money out of these funds because they either need the money to live — because they’re out of work or underemployed — or they’re supporting their kids, who are out of college and not getting jobs,” Mogavero said. “There is also a fear factor about the economy that is causing them to keep money in the bank and out of the markets.”
Now, Main Street America doesn’t always have a good read on the economy and the markets; the pros are quicker to return when things are getting better — and quicker to get out when things are turning down. But the salient point here is that the average investor isn’t betting on Obama.
Keep in mind, mutual funds are hardly the investment vehicles of the Fat Cat class. Even many working-class Americans have been invested in the stock market through these funds, if only through 401(k) retirement plans.
If the average investor doesn’t think Obama is producing economic recovery, then the president may be in ever bigger trouble come November than his low approval ratings suggest.
Charles Gasparino is a Fox Business Network senior correspondent.
Real Estate
USA - new york
167 sqm luxury apartment new york
Country: USA
City: new york central park
Price: € 1.530.000
167 sqm luxury apartment. 8 plan, the center area. In the apartment entrance, large living area, kitchen, 3 bathrooms, 4 bedrooms. terrace of 25 sqm. , The apartment includes parking and garages. ...
Air Canada's new discount carrier will fly in July
Air Canada's new discount carrier will fly in July
TORONTO (AP) -- Air Canada says its new low-cost carrier, called Rouge, will begin flying on July 1.
Air Canada said Tuesday that Rouge will fly to Venice, Italy, and Edinburgh, Scotland, two destinations that currently aren't served by Air Canada.
The new airline will also serve Athens and other European destinations and the Caribbean from Montreal and Toronto.
The discount carrier will begin operations with two Boeing 767-300ER and two Airbus A319 aircraft that will be released from Air Canada's mainline fleet.
Additional planes will be added as Air Canada starts to take delivery of new Boeing 787 Dreamliner aircraft in 2014, ramping up to 50 planes.
Air Canada is Canada's largest domestic and international airline and the 15th largest airline in the world, serving more than 33 million passengers last year.
Facebook users hit 'like,' stores jump into action
Facebook users hit 'like,' stores jump into action
NEW YORK (AP) -- Facebook isn't just for goofy pictures and silly chatter. Whether shoppers know it or not, their actions online help dictate what's in stores during this holiday season.
After polling customers on the social media site, Macy's decided to carry denim jeans in bright neon hues rather than pastels. Wal-Mart for the first time decided to let customers vote on which toys they want discounted. And to better plan orders for the decorative flags she sells, a small business owner in Mississippi is running a contest that encourages customers to chime in about how they're decorating their homes this winter.
The impact of social media on a company's bottom line is tough to quantify, with no hard data on how millions of Facebook fans and Twitter followers translate into sales for stores. But during the holiday shopping season, a roughly two-month period when retailers can make up to 40 percent of their annual revenue, stores are uncovering a valuable use for all the seemingly useless online muttering: market research.
The result is that whenever folks press the "like" button to give their seal of approval for a particular company's page or make a comment on how much they like the leather boots they just bought, they're helping everyone from independently-owned small shops to the nation's biggest retailers make decisions about what products to stock up on, what to play up on the sales floor and what promotions to offer online.
For the first time this year, one of Macy's Inc.'s apparel buyers suggested the company solicit feedback on Facebook on which colors it should stock for "Else" brand jeans in the fall ahead of the holiday shopping season. Several weeks later, with about 2,500 "likes" and 750 comments, "Very Vivid" colors in bright blue, orange and red were declared the victor over softer shades such as baby pink and baby blue.
The company, which has more than 9 million "likes" on Facebook, followed up with another poll in July on whether it should carry a "Kensie" brand dress in a bird or floral print. About 4,000 people issued their verdicts within 48 hours, and the department store plans to carry the floral print this February.
Rather than simply using social media to tout promotions and new products, companies are just now realizing the value of making customers feel as though they're part of the decision making process, said Jennifer Kasper, who heads digital media at Macy's. In addition to making customers feel like insiders, she said it helps businesses better tailor their offers as well.
Matt Cronin, a founding partner of Web Liquid Group, a digital marketing agency, agreed that companies are still in the early stages of figuring out how to put their social media profiles to use. Until now, he noted that social media strategies have primarily been about capturing as many followers or fans as possible without really knowing where to go from there.
One hurdle for major retailers is that it's difficult to take the information they learn online and put it to use while the trends are still relevant, said Nicolas Franchet, head of retail e-commerce at Facebook.
That's one of the trickier aspects of Wal-Mart Store Inc.'s new "Toyland Tuesday" contest, which lets fans vote on which of two toys will be discounted on the following Tuesday. Once a winner is declared on Thursday, the retailer acts quickly to inform its 4,000 stores of how to adjust pricing and displays, says Wanda Young, senior director of social media for Wal-Mart, which has more than 25 million likes on Facebook.
Although it's the first time Wal-Mart is letting shoppers have a direct say in what merchandise gets discounted, the retailer is learning to use social media in more discreet ways as well. Last year, Wal-Mart, based in Bentonville, Ark., acquired an analytics company called Kosmix that monitors online chatter to try and predict what products might suddenly become popular.
The unit, now called (at)Walmartlabs, suggested that the retailer give juicers prominent display for the holidays last year, after a movie about an obese man who lost weight on a juice diet started trending online. Wal-Mart declined to give examples of how it used online chatter this holiday season but said it's slowly playing a bigger role in product decisions.
That's critical because companies are realizing shopping behavior is often more influenced by what's happening in pop culture, rather than their own past shopping patterns, said Shernaz Daver, a spokeswoman for (at)Walmartlabs.
"Social media has enabled us to understand intent," she said.
Melinda Vitale Shaw, owner of the two-store MeLinda's Fine Gifts in Picayune, Miss., is using the same concepts as the world's biggest retailer. Since setting up a Facebook page in 2010, she's used it as a sounding board for what to stock in her stores.
In the south, for example, it's common for people to change the decorative flags outside their homes depending on the season or the holiday. To get a better sense of what type of decorative flags might sell well next year, Vitale Shaw recently asked fans to post about the designs they were currently flying, or what they wished they were flying.
She was surprised to see several comments about snowman flags, since it doesn't snow much in the south. Even though Facebook sometimes proves her business instincts wrong, she called the site "a true retailer's friend."
In a more unusual case, the outdoor retailer Gander Mountain is handing the reins over to fans on social media. The chain, based in St. Paul, Minn., is running a promotion that lets customers determine the price of its products.
Every Thursday during the holiday season, customers can push down the price on five selected items by sharing them on Facebook or Twitter. The more shares an item gets, the lower the price goes; discounts start at 10 percent but can go as high as 50 percent. Shoppers can jump in and buy the items at any point, or wait for a lower discount but risk that the store will run out of the items.
"The customer has to decide. Do I buy it at 25 percent off or do I risk that Gander runs out of the jacket?" said Steve Uline, executive vice president of marketing of Gander Mountain, which has more than 500,000 "likes" on Facebook. "It makes it interesting for the consumer."
Venturecapitalworldwide.com is the brainchild of a group of experienced professionals in finance and business.
Venturecapitalworldwide.com is the brainchild of a group of experienced professionals in finance and business.
The closure of bank credit in recent years has led many businesses and people in the difficulty of finding resources to help grow their business. Venturecapitalworldwide.com creates the opportunity for customers to find new business around the world in the following areas:
- Real estate
If you want to sell a property or if you want to propose a new investment to potential partners;
- Financial
If you are looking for funding to grow your business;
- Commercial
If you want to sell a trade or looking for new members to open new business or looking for new members grow your business;
-Industrial
If you want to sell a industry company or looking for new partners to open a new business or looking for new partners for grow your business
Coca-Cola expects 2013 earnings growth of 10 pct.
Coca-Cola expects 2013 earnings growth of 10 pct.
NEW YORK (AP) -- Bottling company Coca-Cola Enterprises expects its 2013 earnings per share will climb about 10 percent.
The company on Tuesday also predicted a mid-single-digit percentage rate increase in sales for the year, which accounts for declining gross margins and other factors.
Coca-Cola Enterprises' 2012 earnings per share are anticipated at the upper end of its prior forecast for $2.20 to $2.24 per share.
Analysts surveyed by FactSet expect $2.23 per share.
The company foresees 2012 sales climbing in a low to mid-single-digit percentage range.
In October Coca-Cola Enterprises reported a drop in third-quarter net income and revenue as it struggled with the weak economy in Europe and the drag of currency translations. The company, which is based in Atlanta but does all its business in Europe, also announced plans to restructure parts of its businesses.
Coca-Cola Enterprises is maintaining its long-term forecasts for earnings per share growth in the high single-digits and a sales increase of 4 percent to 6 percent.
In addition, Coca-Cola Enterprises Inc.'s board approved a new $1.5 billion stock repurchase program. The company plans at least $500 million in buybacks next year.
Coca-Cola Enterprises repurchased $780 million of its stock in 2012.
Shares of Coca-Cola Enterprises added 56 cents to $31.65 in morning trading.
The Beginners Guide to Forex Trading
The Beginners Guide to Forex Trading
In order to be a successful forex trader it is essential to understand all the basics of forex terminology. A quick search on various search engines or forex broker and trading websites will yield basic definitions.
Some of the most common forex terminology includes:
Currency Pair: The price structure of currencies traded in the forex market, the value of one currency is always presented relative to the value of another.
Bid Price: The price at which investors trade a currency pair.
Ask Price: The price at which investors can buy a currency pair.
Trading Logic
In order to understand forex trading systems it is essential that traders understand the logic behind trading. Most of the professional forex traders perform a technical analysis to evaluate the market and decide upon their future trades. A technical analysis simply looks at the changes in exchange rates in order to estimate how the rates will change over time. Technical analysis is done with a candlestick chart. There are a number of online forex guides and forex trading websites such as FX Market Leaders where new traders can learn how technical analysis charts work. FXML signals are primarily based upon technical analysis.
Further Forex Trading Resources
It is easy to find a forex trading site or trading guide using a search engine. These sites provide traders with forex education materials which are essential to learning exactly how to trade. There are a number of trading guides for beginners, such as the Market Leaders Training Guide, which are the best way to start out. Traders can also use sites like eToro and FXCM to sit in on webinars and learn more about forex trading. A number of the guides and webinars feature expert traders who will cover a variety of vital topics to help improve a trader’s knowledge.
20 short thoughts on Forex Trading
20 short thoughts on Forex Trading
1. You have to love trading in order to do the work that will take you over the hump and towards success.
2. Successful Forex traders are not born; they are built through practicing, experience, and discipline.
3. Trading is not complicated. It is all about finding your method, your winning strategy. And there are many great trading strategies to follow.
4. You can make money while not knowing anything about the foreign exchange market, by copying Forex signals or following experts. However, it is always recommended to understand at least the basics in order to get oriented at the beginning.
5. Technical analysis is best for short and medium term trading. Fundamental analysis is fantastic for longer term trading. Combining them both is best and can lead to astronomical profits in the long run.
6. You will be surprised how interesting the Forex market is, as well as the other financial markets. Take a trading course, read a book, practice, visit forums, follow the news.
7. Remember- Forex trading is no "Hit and Run" strategy. Forex trading is an investment.
8. How do you win at trading? One day at time making great decisions day after day.
9. Looking for new options beside Forex? Trade gold. You can do it on the same trading platform.
10. Smart trading can lead to the second income you have always dreamt of.
11. Don't believe those who say you can be a millionaire in one week. It doesn’t work like that. But do believe that the earnings potential in Forex trading is huge.
12. If you are a beginner, trade the majors only. The most recommended major currencies to trade as a beginner are Euro, U.S. Dollar, British Pound, Swiss Franc, Australian Dollar and Japanese Yen.
13. Listen to some kick-ass background music while you trade. It is fun:)
14. Follow Economic Calendars, as they can help you reach better decisions.
15. Traders must guard their minds carefully, and trade with their heads, not their ego.
16. Choose to be in the top 10% of traders, it is not hard. In fact, more than 90% of Forex traders lose because they believe they are in a huge casino, and they gamble without even understanding the basics of Forex trading.
17. Copy Forex signals. It will reduce your risk, spread your chances, and enlarge your profits.
18. Let the fear of failure motivate you to do the work to succeed.
19. Don’t ever let someone tell you that you can’t succeed, guard your dreams.
20. Do not stop until you win and win BIG.
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