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Title:

Is An Index Mutual Fund The Best Choice For Long-Term Investing?

Word Count:

307

Summary:

Keywords:

index fund, motual fund, investing, regular investing, portfolio, indexes

Article Body:

Do you believe that the world economy will grow? Do you believe that US economy will grow? I do. The major stock indexes are indicators of economy grow. You can make money use this opportunity buying index funds. Investing into index mutual funds is easy, interesting, and profitable. It takes 5 minutes every month! If you are long-term investor, index funds is for you!

It doesn’t matter what index you choose. This index will grow due to economy sector grow rate. There are many indexes in the world. But how to get money from indexes grow?

There are many indexes mutual funds. Fund share price change accordance index performance. There are thousands of mutual funds have S&P 500 as a base of their portfolio. The differences from one fund to other are operating company and expenses. Choose fund with fell known operating company and smallest expenses.

Small expenses are very important. If fund have big expenses, the managers steal investors’ money. Index fund manager don’t buy expensive stock market researches, don’t arrive at a difficult decision witch stock to buy. Index fund manager buy stock included into index only. It isn’t expensive!

The best investment strategy for indexes mutual funds is to invest some dollar amount monthly. And be the long-term investor – invest for 10 years or more. Our computer modeling of this strategy shows that you will receive profit, if you invest on monthly base during 10 years. I can’t give you guaranties that you will get profit but the probability of this is close to 100%.

And the last, if you can, diversify you portfolio. Divide you portfolio into three parts. Buy large capitalization company index fund (S&P 500, DJA), small capitalization index fund (S&P 600) and developed market index fund or international index fund. It makes you portfolio more profitable and more stable.

Investing Mistakes to Avoid

Along the way, you may make a few investing mistakes, however there are big mistakes that you absolutely must avoid if you are to be a successful investor. For instance, the biggest investing mistake that you could ever make is to not invest at all, or to put off investing until later. Make your money work for you – even if all you can spare is $20 a week to invest!

While not investing at all or putting off investing until later are big mistakes, investing before you are in the financial position to do so is another big mistake. Get your current financial situation in order first, and then start investing. Get your credit cleaned up, pay off high interest loans and credit cards, and put at least three months of living expenses in savings. Once this is done, you are ready to start letting your money work for you.

Don’t invest to get rich quick. That is the riskiest type of investing that there is, and you will more than likely lose. If it was easy, everyone would be doing it! Instead, invest for the long term, and have the patience to weather the storms and allow your money to grow. Only invest for the short term when you know you will need the money in a short amount of time, and then stick with safe investments, such as certificates of deposit.

Don’t put all of your eggs into one basket. Scatter it around various types of investments for the best returns. Also, don’t move your money around too much. Let it ride. Pick your investments carefully, invest your money, and allow it to grow – don’t panic if the stock drops a few dollars. If the stock is a stable stock, it will go back up.

A common mistake that a lot of people make is thinking that their investments in collectibles will really pay off. Again, if this were true, everyone would do it. Don’t count on your Coke collection or your book collection to pay for your retirement years! Count on investments made with cold hard cash instead.

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Training and Working as a Private Investigator in Orlando

A career as private investigator in Orlando will have you working with different individuals. Most people find the work exciting indeed. Lawyers, companies and different types of individuals will be looking after your services. That is the extent of the versatility of private investigation.

You can embark on the exciting world of being a private investigator. All you need to do a good private investigation school in Orlando. Before you know it, you will be among those who are being sought for so that a case or a crime can be solved.

Training to be a private investigator.

Before enrolling in a private investigation school or program, you first have to know what sort of a private investigator you will become. You need to have a specialized field that you can focus on. The list of specialization is endless so you have to be certain what you will choose.

You can still practice your present career while studying to be a private investigator. But it is advised that you do the training full time so that they will not conflict with your other schedule.

If you cannot leave your work or travel to and from the training school, an online course is your best option. You can enroll in the varying courses that are offered by some private investigation schools online and train from home.

All you have to do is find an online school that you will cater to what you want. Be sure that you check out if that certain school is accredited by authentic organizations. If you do an intensive search, you can find one that will suit your needs as well as your budget.

How expensive a private investigation school is does not really matter. What matters is how well they can teach you to become an effective private investigator and the connections that they have.

Enrolling in a private investigation school can provide many advantages. Not only will it teach you how to go about your work as a private investigator, you will also pick up many things that will benefit your chosen career.

Your research and investigation skills are developed. You are also taught about tools and machineries that will form a vital part of your investigation. Analytical thinking is also enhanced by activities and possible situations that you are given during the training.

Private investigation schools do not only teach you to become good private investigators. They will also teach you how to manage your own private investigation business in case you want to set up one in the future.

On being a private investigator.

There are two options given to you once you finish your private investigation course.

One is to become part of a private investigation agency. You will need a private investigation license and a good resume in order to get a sound position. If you find yourself affiliated with a big agency, then you can expect advancement in career and high salary in as you progressed.

The other option is being self-employed. Private investigators that do this are those that have other jobs on the side. They can do private investigation on a part-time basis and only when they are not busy with other things.

In private investigation, you have a lot of choices. You can make the most of these opportunities by enrolling in a private investigation school and becoming one of the best private investigator in Orlando.

Title:

Is It True That Regular Index Investing Performs Good Result With Low Risk?

Word Count:

303

Summary:

Keywords:

index, investment, murual fund, etf

Article Body:

There are many mutual funds and ETF on the market. But only a few performs results as good as s&p 500 or better. Well known that s&p 500 performs good results in long terms. But how can we convert these good results into money? We can buy index fund shares.

Index Funds seek investment results that correspond with the total return of the some market index (for example s&p 500). Investing into index funds gives chance that the result of this investment will be close to result of the index.

As we see, we receive good result doing nothing. It's main advantages of investing into index funds.

This investment strategy works better for long term. It means that you have to invest your money into index funds for 5 years or longer. Most of people have no much money for big one time investment. But we can invest small amount of dollars every month.

We have tested performance for 5-years regular investment into three indexes (S&P500, S&P Mid Caps 400, S&P Small Caps 600). The result of testing shows that every month investing small amounts of dollar gives good results. Statistic shows that you will receive profit from 26% to 28.50% of initial investment into S&P 500 with 80% probability.

We must note that investing into indexes isn't risk-free investment. There are results with loosing in our testing. The poorest result is loosing about 33% of initial investment into S&P 500.

Diversification is the best way to reduce risk. Investing into 2-3 different indexes can reduce risk significantly. Best results are given by investing into indexes with different types of assets (bond index and share index) or different classes of assets (small caps, mid caps, big caps).

You can find full version of this article with full results of our tests here: http://fplab.com/node/116

Investing in Alternative Energy Stocks

Alternative energy stock portfolios are a great part of a modern investor's financial plan, due to the fac that there is so much upward potential. These make excellent long term growth investment vehicles, and the money put into them by you, the investor, serves to further the cause of implementing the alternative energy power sources that we need as we sail into the 21st century and beyond.

Analysts predict that by 2013, the alternative energy industry will be a $13 billion dollar industry in today's dollars. This figure bespeaks an enormous return on investment. Indeed, if you were to invest in a start-up alternative energy company, you might find yourself having invested in the next Microsoft in terms of return on investment. People are fed up with the rising costs of gasoline—while this alone is not sufficient understanding of the need for developing alternative energy sources, it is a factor which can act as a market maker—meaning for you that investments in alternative energy companies makes a lot of financial sense.

However, this does not mean that you don't first want to do some careful research into alternative energy stocks, perhaps with the help of a financial planner. “A few alternative-energy companies are going after the right markets but that doesn't mean you should go buy every name in the sector. Investors need to be cautious about chasing the stocks,” says Sanjay Shrestha, who is an analyst at First Albany Capital. And if you are an investor, then you know that the problem in this sector is that nearly every single one of the major players in the alternative energy for profit game are start-ups or in the very early stages of growth. This means for you that they have relatively minuscule (even if rapidly growing) sales, and no expected profitability in the near term or history of earnings for you to be able to research. This can lead to some bubbling, as with what happened to the dot-com industry at the turn of the 21st century. Bubbling in the stock market is not a good thing for investors.

Ananlysts and financial planners can play a crucial role in helping you get it right with alternative energy investing. “We don't play around in the tiny cap stocks that have technology and not much revenue—the 'hope' stocks. We invest in companies with clear cash-generation plans in place,” are the words of Ben walker, who is a senior portfolio manager at the Gartmore Global Utilities fund out of London.

Still, the outlook is very positive overall—and healthy. “It is good to see that the number of renewable energy funds and the amount of money flowing into these funds is increasing,” according to chief executive of UK alternative elecricity supplier Good Energy Juliet Davenport. “The renewable generation market is at an important stage in its development; it needs the continued support of the consumer, investor and government to ensure that it reaches its potential and really starts to make a difference to climate change.”

Title:

Investing Without Brakes Is Hazardous To Your Portfolio

Word Count:

435

Summary:

Many investors do not have a contingency plan on what to do when their investments fall sharply, and can lose it all on one bad trade.

Keywords:

investing,personal finance,stock trading

Article Body:

The business of investing in stocks is an inventory “buying & selling” business. Naturally, the companies that sell stock to the public want you to buy and hold it forever in order to maintain its value. But if you are buying without any selling, you are literally driving without any brakes. That is a horrifyingly unsafe position for your principal. The most effective defensive brake system for your money is a stop-loss order on your stocks.

A stop-loss order is an order you give your broker to sell your shares if a stock falls below a certain price. You can select a stop-loss price for your stock based upon chart patterns or a percentage drop from your purchase price. And some brokers automatically move them as a stock moves up in price to lock-in profits for you.

The first time I learned this lesson (not the last unfortunately), I was just 18 years old. One of my early stock purchases, recommended by a stockbroker from a famous brokerage firm, was stock in a famous airline – just before it trailed off into bankruptcy. Had I read this article before the airlines’ financial calamity, I would have rescued most of my $5,000 and prevented my own financial calamity.

But you cry, “The greatest investor Warren Buffett is a buy & hold investor!” No, I’m afraid he is not. Mr. Buffett mainly buys whole companies or controlling interest in a company. He buys control so that if there are problems with the company, he can hire/fire/make changes. If there are critical problems with the company whose stock you own, the only control you have to protect your principal is to sell.

When a public company goes bankrupt, 70% of the time the shareholders receive no money at all. How many stocks do you want in your portfolio worth $0? I know exactly how many that I want, and I know that stop-loss orders prevent it from happening.

There are a few “loss-recovery” methods, but you’ll never sell enough covered calls to recover from a stock trading under $5, or be able to buy puts on a stock that has been de-listed from an exchange. But the nearly certain protection is to place a stop-loss order on the stocks you own. You can choose any percentage loss amount (5%-25%) based on your experience, but you must have a stop-loss order in place to protect your capital.

There a zillions of old stock market sayings. Here is one of them for those of you who are still skeptical, “If the smart-money has sold and moved on, what type of money still own the stock?”

Basic Private Investigation Techniques

We often see and hear of private investigators doing romantic and risky jobs in various forms of media. Well, nothing is far from the truth. In fact, their works are really risky and should be taken as a serious one. When have you heard of a humorous private investigation case anyway?

Central to this issue is the actual personality of the private investigation. There may be innate characteristics that are largely involved yet this does not negate the fact that training, classes and programs for developing private investigators play varied roles in the field of study.

Private investigators should have a blend of creativity and excellent logic. This is rare though since most people who are creative don’t normally have efficient logic. After all, these functions come from the different hemispheres of the brain.

Private investigation uses various techniques that concern wide spectrum of methods to solve cases of cheating husbands to finding missing individuals. To accomplish their investigations, they make use of techniques that would not only unbundled cues but would also resolve the case.

From verifying calls to interviewing and tracking their subjects, private investigators have a technique or two in store.

One common technique in investigation is physical surveillance. This normally involves the actuality of being in the very spot where people and events that might lead to the solution of the case move. Say, a persons' home or a specific spot in the city.

And obviously, this is done secretly and out of anybody's observance. This may be a classic private investigation technique but as it is, it still works well.

However, this also covers other techniques that can maximize the surveillance procedure. Investigators normally use devices such as binoculars, cell phones, video recorders, cameras and voice recorder, practically, everything that would preserve evidences.

Surveillance can go on for several days or even weeks, until enough substantial evidences are gathered to support the case.

Another commonly practiced technique in the trade is the use of computer searches via databases. However, with investigators who have lower proficiency in the field, they normally partner with firms that specialize in this area.

Obviously, computers aid in the accumulation of details and information that could lead to the eventual solution of the specific case. Normally, vital information on the person's life is needed in investigations. Central to these are civil legal judgments, previous arrests and convictions, club memberships, telephone numbers and a number of other details. Basically, if it’s an investigation on public record, any private investigator can surely obtain them.

One main question with this job deals on its being exceptionally dangerous.

Well, this doesn't normally have to be dangerous yet as we know it, danger can come in moments when we are not aware of. There are of course cases that are more dangerous than others like bounty hunting and similar stuffs. In general though, private investigation is not as dangerous as we were made to believe. Certainly, things happen that could bring scare to anyone yet such occasions are rare. Like most stories we hear of, the well-attended to are those that are more like fictions than truth.

Remember that with private investigation techniques, safety is the forefront principle. Many can be caught into trouble but it must be understood that it is trouble that is basically dealt with in here. Nevertheless, any trained private investigation knows this one core fact.

Title:

Investing in a Franchise And the American Dream

Word Count:

311

Summary:

Harley-Davidson enthusiasts Chris McIntyre, Jeff Brown and Peter Wurmer always dreamt of touring the world on motorcycles.

Keywords:

Investing in a Franchise And the American Dream

Article Body:

Harley-Davidson enthusiasts Chris McIntyre, Jeff Brown and Peter Wurmer always dreamt of touring the world on motorcycles.

Their dream is now a reality for them and the tens of thousands of customers who rent motorcycles, ATVs and watercraft from EagleRider franchise locations in the United States, Mexico, France and Spain.

McIntyre, Brown and Wurmer started EagleRider as one shop in Los Angeles in 1993, catering to adventure-seeking professionals and tourists. It has since become the largest motorcycle rental and tour franchise company in the United States and Europe.

While the three EagleRider founders have been able to see their business grow and prosper over the years, they understand that starting up a business can be a risky endeavor. To help other entrepreneurs who are interested in investing in the growing motorcycle-rental industry, they have turned EagleRider into a franchise opportunity

Simply put, franchising is a way of distributing products or services that have instant name recognition. According to statistics from the Small Business Administration and Department of Commerce, the failure rate for franchised businesses is significantly lower than for other start-up businesses.

One reason franchises are more sustainable is that they give entrepreneurs easy access to established products and proven business models, reducing some of the risks associated with starting up a business.

And as an added incentive, opening a franchise gives an entrepreneur the opportunity to operate independently while tapping into the experience and expertise of the franchiser's organization.

Like any other investment, entrepreneurs need to do plenty of research before selecting a franchise opportunity. Consider the demand for the product or service, the franchiser's background, the level of support you will receive and who your competition will be.

Whether you want to feed the masses with a fast-food franchise or take part in the exciting and adventurous world of motorcycle rentals, the list of franchise opportunities goes on and on.

Title:

Investing In Equestrian?

Word Count:

302

Summary:

Keywords:

investing,investments,finance

Article Body:

The majority of us regular Joes wish we had more money, but it seems the only way to make more money, is to actually have money in the first place, i.e. to invest.

This is not strictly true. There are many ways of investing small amounts of money, some of them you would not necessarily class as “investing” but investing by definition means - laying out money or capital in an enterprise with the expectation of profit.

Now take betting on a horse for example, I’m sure your significant other isn’t going to buy into it when you tell them that you are investing, but by definition, you are. Every investment has an element of risk to it, betting on a horse of course, has a little more!

The other kinds of investing “Alternative Investments” are usually the area of collectors and hobbyists, but these can also generate a decent return on your money. This includes everything from art, antique furniture and wine to vintage cars, stamps and toys.

When it comes to wine, there is a convincing argument that as an investment, it produces returns comparable to equities and the cost of fine wines will keep on rising.

There are many other avenues to pursue when you are not wealthy enough already to invest your money into property and real estate. Taking a look in your attic to see what delights you may find could be a start.

The internet holds lots of information in regards to ideas for investing, there are bonds to consider, stocks and shares, gold or silver, even currency! Investing need not be for the privileged people, even us, the average Joes can start investing somewhere along the spectrum. Remember you have to start somewhere, and take your first little steps, but always think BIG.

Title:

Investing in a Long-Term Strategy means Long-Term Fortune

Word Count:

417

Summary:

An Investing Strategy that the most succesful investors use is one that makes time work for them by compounding everything, over and over again. If you're confounded by compounding - this example will help you understand the true value.

Keywords:

investing strategy, long term investing,

Article Body:

Investors Benjamin Graham and Warren Buffett have made unbelievable fortunes through long-term, value investing.

Making money in the stock market can be dependent on your willingness to invest in long-term investments or buying only undervalued stocks. With a margin of safety on these stocks you will have a little peace of mind and if you are like Warren Buffett, you too may well be able to enjoy an average 22% annual gain. Even more enticing if you know that that's his record over the last 39 years!

Tremendous results like this are not easily duplicated in the short term or without great experience. With some work and time being on your side it is possible to be the next Warren, but even more possible and likely is for you to become a major player on the investment scene.

No seriously, you can.

The S&P 500’s average long term result is a return of about 11%. Now if you aimed to beat that consistently, that would mean that you are doing very well indeed, almost well enough to live a very comfortable, relaxed existence.

For example - you have $3,000 a year that you can invest purely for your future retirement.

Why are you screaming at $3,000 a year? That's only $250.00 a month! Come on - you want to retire, don't you?

Well, invest that in a tax-efficient retirement account that compounds interest, hitting the average 11% at least. Now have a look at your account in twenty years time and you'll find that you have an extra $178,000, thanks to compound interest - a total of $238,000.

The key to the game is not so much the size of the financial investment that you are making as it is the way that you use it.

Starting young and using the power of compound interest can make you a retirement millionaire in less time than you could ever have imagined. Some investors will lovingly call using compound interest simply using the “force” while others simply call you an idiot for not using it. If you are one of the one’s with the foresight to start investing now, you will be one of the one’s with the ability to brag about the general comfort of your retirement.

Warren Buffett and Benjamin Graham aren’t geniuses or once-in-a-lifetime lucky dogs; they are a few guys who used their money to make money. By putting in everything later in life you may make a solid return, by putting in a solid amount early in life, you may make everything.

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